SumUp vs. Square: Which card reader is the best for you?

We’ve taken a deep dive into SumUp’s solutions and compared them to Square

Buy a card reader

SumUp vs. Square: Which card reader is the best for you?

We’ve taken a deep dive into SumUp’s solutions and compared them to Square

Buy a card reader

Why is SumUp the right choice for your business?

With reliable card readers, efficient and easy-to-use software, and a great range of customisation options, we’ll always support you as you develop your business.

Enjoy transaction fees from as low as

0.99%

No nasty surprises

We'll never charge you admin costs or annual renewal fees. And, there's no minimum amount you need to process each month.

Speedy payouts

Access the money you process with our products directly in your account as early as 7am.

SumUp vs. Square

Take a look at how our payment solutions compare to Square in the table below

SumUp

Square

£ 0

Monthly costs

£ 0

Monthly costs

Payouts

Standard payout time

1 day

1-2 working days

Payout time to the free SumUp Business Account

1 day, even on weekends and bank holidays

n/a

Payout cost

Free standard payouts, free next-day payouts to the SumUp Business Account

Free standard payouts, 1% charge for instant transfers

Payouts on weekends and bank holidays

SumUp Business Account only

Features

Digital receipts

Staff profiles

Product library (item catalogue)

Tipping

Sales reports

Hardware

Entry level card reader (to be used with an app)

£39 (Air)

£16 (Square Reader)

With screen and PIN pad

Battery life

Optional charging station (for reader display and charge)

Advanced card reader (standalone, without the need for an app)

£79 (Solo card reader), £129 with printer

£149 (Square Terminal, incl. printer)

Mobile payments functionality

✓ (all payment types)

Limited to Offline Mode, no contactless card payments acceptance on the go

Compatibility
Fees and terms
Accepted payments

SumUp

£ 0

Monthly costs

Payouts
Standard payout time

1 day

Payout time to the free SumUp Business Account

1 day, even on weekends and bank holidays

Payout cost

Free standard payouts, free next-day payouts to the SumUp Business Account

Payouts on weekends and bank holidays

SumUp Business Account only

Features
Digital receipts
Staff profiles
Product library (item catalogue)
Tipping
Sales reports

Square

£ 0

Monthly costs

Payouts
Standard payout time

1-2 working days

Payout time to the free SumUp Business Account

n/a

Payout cost

Free standard payouts, 1% charge for instant transfers

Payouts on weekends and bank holidays
Features
Digital receipts
Staff profiles
Product library (item catalogue)
Tipping
Sales reports

The competitive data analysis on this page was collected in October 2023 and it is based on information found on both SumUp and Square’s websites. This information is subject to change or update without notice and is not intended to be comprehensive. We appreciate your understanding and hope this page serves as a valuable resource for your operational considerations.

Card readers, tills & beyond

Air

A low-cost card reader that pairs with your smartphone. Its long battery life makes it a great option for busy venues.

Get it for £49 £39

Learn more

Solo

A card reader with an intuitive touch-screen. View your sales history, offer refunds and attach an optional printer. No smartphone required.

Get it for £79 £69

Learn more

POS Lite

Simplify your checkout with the out-of-the-box POS by SumUp. Take payments, organise items, track sales, and more.

Get it for £349

Learn more

POS Pro

From table management and full reporting to integration add-ons – run your business with a complete, customised point of sale solution.

Contact Sales

Learn more

Features that work together

SumUp card readers are designed to work seamlessly within your business. Enjoy payment processing, inventory, and cash flow management working together in an efficient, frictionless system.

Accept Card Payments

Take contactless, swipe, and chip payments from all major cards quickly and easily with your mobile card reader.

Organise your items

Make stock management seamless with a detailed store catalogue, including all your items, variations, and prices.

Track your cash earnings

Consolidate cash and card payments in a single system and enjoy frictionless, simplified accounting.

Stay mobile

Use the included charging station to keep your card reader powered up and ready for whenever you need it.

Customise to your needs

We offer different plans, such as SumUp One, to save you money on products and transaction fees with a fixed monthly price.

Free, unlimited data

Always stay connected with the free, built-in SIM card with unlimited data or WiFi connectivity.

Free access to our digital products

Download the free SumUp app from the Apple or Google Play stores for instant access to our digital solutions. Get to know Tap to Pay on iPhone, payment links generator, the SumUp Business Account, our online store builder and more.

FAQs

Answering your questions about SumUp vs. Square