Why is SumUp the right choice for your business?
With reliable card readers, efficient and easy-to-use software, and a great range of customisation options, we’ll always support you as you develop your business.
Enjoy transaction fees from as low as
0.99%
No nasty surprises
We'll never charge you admin costs or annual renewal fees. And, there's no minimum amount you need to process each month.
Speedy payouts
Access the money you process with our products directly in your account as early as 7am.
![](https://images.ctfassets.net/txhaodyqr481/2lhsUAEx7dmEwwpdqmphXs/0deaedfc5c0e3865f23f9f2a78651592/hero-comparison-2.png?q=85&w=1500)
SumUp vs. Square
Take a look at how our payment solutions compare to Square in the table below
SumUp
Square
£ 0
Monthly costs
£ 0
Monthly costs
Standard payout time
1-3 business days
1-2 business days
Payout time to the free SumUp Business Account
Payout cost
Free standard payouts, and Free next-day payouts to the SumUp Business Account
Free standard payouts, 1% charge for instant transfers
Payouts on weekends and bank holidays
Tipping
Digital receipts
Staff profiles
Product library (item catalog)
Sales reports
Entry level card reader
£39 (Air)
£19 (Square Reader)
Advanced card reader (standalone, without the need for an app)
£79 (SumUp Solo), £139 (SumUp Solo + printer)
£149 (Square Terminal)
With screen and PIN pad
Square Terminal only
Free unlimited mobile data
SumUp Solo with in-built SIM card
Touchscreen
All
Square Terminal only
Mobile payments functionality
✓ (all payment types)
Limited to Offline Mode, no contactless card payments acceptance on the go
Optional charging station
Compatible third party receipt printers
Star Micronics, Bixolon, AirPrint, Google Cloud Print
Star Micronics, Epson
Standard transaction fee
1.69%
1.75%
Transaction fee with SumUp One subscription
0.99%
Transaction fee with Business Account
1.49%
Cards accepted
Visa, Visa Electron, V Pay, Mastercard, Maestro, American Express, Union Pay, Diners Club, Discover
Visa, Visa Electron, V Pay, Mastercard, Maestro, American Express
Contactless payment types accepted
Contactless card, Apple Pay, Google Pay, Samsung Pay
Contactless card, Apple Pay, Google Pay, Samsung Pay
SumUp
£ 0
Monthly costs
1-3 business days
Free standard payouts, and Free next-day payouts to the SumUp Business Account
Square
£ 0
Monthly costs
1-2 business days
Free standard payouts, 1% charge for instant transfers
The competitive data analysis on this page was collected in October 2023 and it is based on information found on both SumUp and Square’s websites. This information is subject to change or update without notice and is not intended to be comprehensive. We appreciate your understanding and hope this page serves as a valuable resource for your operational considerations.
Card readers, tills & beyond
Features that work together
SumUp card readers are designed to work seamlessly within your business. Enjoy payment processing, inventory, and cash flow management working together in an efficient, frictionless system.
Accept Card Payments
Take contactless, swipe, and chip payments from all major cards quickly and easily with your mobile card reader.
Organise your items
Make stock management seamless with a detailed store catalogue, including all your items, variations, and prices.
Track your cash earnings
Consolidate cash and card payments in a single system and enjoy frictionless, simplified accounting.
Stay mobile
Use the included charging station to keep your card reader powered up and ready for whenever you need it.
Customise to your needs
We offer different plans, such as SumUp One, to save you money on products and transaction fees with a fixed monthly price.
Free, unlimited data
Always stay connected with the free, built-in SIM card with unlimited data or WiFi connectivity.
Free access to our digital products
Download the free SumUp app from the Apple or Google Play stores for instant access to our digital solutions. Get to know Tap to Pay, payment links generator, the SumUp Business Account, our online store builder and more.
FAQs
Answering your questions about SumUp vs. Square
Which card provider should I choose as a small business owner?
What card reader has the lowest fees?
Can SumUp card readers be used in Europe?
What is the difference between SumUp and Square?
How much do card readers charge per transaction?