SumUp Business Account

That payday feeling. Every day.

The SumUp Business Account is a free current account with an IBAN that gives you next-day access to your SumUp sales 365 days a year.

A sole trader manages money with her small business account

What is the SumUp Business Account?

The SumUp Business Account is the free online current account for sole traders and small business owners. Simple and secure, it covers all your business needs.

Get paid faster

Just made a sale via SumUp? Get your money in a day. No waiting. No extra cost.

Financial freedom

Bye, bank queues. Manage your money anytime, anywhere on mobile and web.

Instant SEPA transfers

Urgent bill to pay? Move money in seconds with free, instant SEPA bank transfers.

Already with SumUp?

Log in to open your Business Account in minutes.

Set up account

Not with us yet?

Click below to find the Business Account for you.

Learn more

Already with SumUp?

Log in to open your Business Account in minutes.

Set up account

Not with us yet?

Click below to find the Business Account for you.

Learn more

Your Mastercard. Your rules.

Spending, sorted

Payments in-store. Online shopping. Cash withdrawals. Purchases abroad. Get everything your business needs with your account's free contactless SumUp Mastercard.

Mobile wallet

Plus, you can add your card to Apple Pay or Google Pay to pay even faster, wherever you shop.

Security you control

Can't find your card? We've all been there. Lock and unlock it easily in the app and on web—anytime, anywhere.

See more features

More features you'll benefit from

Free to join

Opening your Business Account only takes a few minutes, and won't cost you a penny.

Free ATM withdrawals

Withdraw cash from any ATM in the country – with 3 free withdrawals per month.

3D Secure protection

Shopping online? Thanks to 3D Secure, you can rest assured you're always safe.

Push notifications

Get an instant alert on your phone each time you pay, get paid or withdraw cash.

Transaction history

Track transactions on mobile or web and download your statement in just a click.

Here to help

Need assistance? Chat to us online, via email or over the phone, 7 days a week.

Free to join

Opening your Business Account only takes a few minutes, and won't cost you a penny.

Free ATM withdrawals

Withdraw cash from any ATM in the country – with 3 free withdrawals per month.

3D Secure protection

Shopping online? Thanks to 3D Secure, you can rest assured you're always safe.

Push notifications

Get an instant alert on your phone each time you pay, get paid or withdraw cash.

Transaction history

Track transactions on mobile or web and download your statement in just a click.

Here to help

Need assistance? Chat to us online, via email or over the phone, 7 days a week.

The business account with no hidden fees

Just transparent pricing that helps you manage your money without breaking the bank.

SumUp Business Account

Free

SumUp Mastercard

Free

SEPA bank transfers

Free

Monthly fee

€0

Minimum balance

€0

Free ATM withdrawals

3 per month

Withdrawal fee thereafter

2%

Foreign withdrawal fee

2%

Zero hidden fees. Zero hassle.

Just transparent pricing that helps you manage your money without breaking the bank.

SumUp Business AccountFree
SumUp MastercardFree
SEPA bank transfersFree
Monthly fee€0
Free ATM withdrawals3 per month
Withdrawal fee thereafter2%
Withdrawal fee abroad2%

Keeping your money secure

Serious about security

Block your card

If you lose your SumUp Card or it’s stolen, you can block it in seconds in the SumUp App and Dashboard.

Get support

Talk to a member of our Customer Support team in your native language. Via chat, on the phone or through email.

Secure your funds

We keep your SumUp balance safeguarded in a secure segregated bank account.

Rest assured

SumUp is authorised by the Financial Conduct Authority in the UK. We’re also EMV and PCI-DSS certified.

Ready for faster SumUp sales? Open your account in minutes

Open my account

Ready for faster SumUp sales? Open your account in minutes

Curious to know more?

Find answers to all your questions about the SumUp Business Account.