More than a free business account

Get everything you need to effortlessly spend, save and manage your money—all in one place. Open a free business current account from your phone and have your IBAN in minutes.

Open an account

More than a free business account

Get everything you need to effortlessly spend, save and manage your money—all in one place. Open a free business current account from your phone and have your IBAN in minutes.

Open an account

The SumUp Business Account keeps you in control of your finances—anytime, anywhere. No hassle. No sneaky fees.

Ready for business

Get an EU IBAN in a few clicks. Plus, get a free Mastercard for your day-to-day business expenses.

Free bank transfers

Send and receive unlimited instant SEPA bank transfers free of charge. Plus, set up fee-free Direct Debits.

Peace of mind

We're a regulated electronic money institution, so you can rest easy knowing your money is always safe.

A business account for any budget

Send and receive money, spend on your business and manage your finances—all free of charge.

€0

Account opening

€0

Monthly fees

3

Free ATM withdrawals a month

A business account for any budget

Send and receive money, spend on your business and manage your finances—all free of charge.

€0

Account opening

€0

Monthly fees

3

Free ATM withdrawals a month

Your free business Mastercard

Your free business Mastercard

Spend worldwide

Pay in shops, apps and online with your free SumUp Card. Spend and withdraw at home or abroad, wherever Mastercard is accepted.

Go cardless

Prefer to pay with your mobile device? Add your card to Apple Pay and speed through checkout.

Stay in control, 24/7

Enable phone notifications, set your PIN, and freeze your card if it gets lost or stolen—all from the SumUp app.

The perfect match

Made a sale with your SumUp card reader? With a SumUp Business Account, you’ll have your money in just one day—even on weekends and bank holidays.

No extra cost, no catch. Just fast, reliable access to your earnings, 365 days a year. Activate your account in minutes.

Activate my account

More ways to manage your money

More ways to manage your money

Free SEPA Instant

Transfer money in seconds with SEPA Instant—100% free of SumUp fees.

Direct Debits

Manage all your bills and subscriptions with fee-free Direct Debits.

Extra tools

Start selling online, request payments remotely and more, all from the SumUp app.

Scheduled payments

Regularly pay suppliers? Skip the faff and schedule your payments ahead of time.

Account statements

Keep bookkeeping simple with downloadable statements in PDF and CSV format.

Need a hand?

We're available 7 days a week. Call us, send an email or use our online chat.

Extra tools

Start selling online, request payments remotely and more, all from the SumUp app.

Free SEPA Instant

Transfer money in seconds with SEPA Instant—100% free of SumUp fees.

Direct Debits

Manage all your bills and subscriptions with fee-free Direct Debits.

Scheduled payments

Regularly pay suppliers? Skip the faff and schedule your payments ahead of time.

Phone notifications

Stay in control with instant phone notifications after each transaction.

Need a hand?

We're available 7 days a week. Call us, send an email or use our online chat.

You're in safe hands

You're in safe hands

✓ Fully regulated

We're an electronic money institution authorised by the Central Bank of Ireland.

✓ Always protected

We safeguard your money in secure, segregated accounts, meaning it's safe no matter what.

✓ 3D Secure

All your online card transactions are 3D Secure, protecting you against online card fraud.

✓ Biometric ID

Securely verify all your payments and account activity with fingerprint or face ID.

“We use the SumUp Business Account because it gives us fast access to our money. It’s a handy and intuitive tool.”

Giorgia, Artusa’s Pizzeria

Let's get down to business

Open your free business account with SumUp in under 10 minutes.

Sign up

Tell us a few details about your business

Get verified

All you need is some ID for us to verify you

All set

Your account is open—add money to make your first transfer

Let's get down to business

Open your free business account with SumUp in under 10 minutes.

Sign up

Tell us a few details about your business

Get verified

All you need is some ID for us to verify you

All set

Your account is open—add money to make your first transfer

Business Account FAQs