Mobile banking, minus the bank

Send and receive money, spend on your business and manage your cash flow—all in one place. Explore more features of the free SumUp Business Account below.

Open an account

Mobile banking, minus the bank

Send and receive money, spend on your business and manage your cash flow—all in one place. Explore more features of the free SumUp Business Account below.

Open an account

No transfer fees.

No monthly costs.

€0

Account opening

Managing your finances

Enjoy an easier way to manage your money with a free Irish business account by SumUp. No paperwork. No faff. No fees in the fine print.

Cash flow management

Keep your business and personal finances separate to easily track your cash flow, with your earnings and expenses all in one place.

Extra business tools

Get a card reader, invoice clients, send payment links or create an online store—all from the SumUp app.

Managing your finances

Enjoy an easier way to manage your money with a free Irish business account by SumUp. No paperwork. No faff. No fees in the fine print.

Cash flow management

Keep your business and personal finances separate to easily track your cash flow, with your earnings and expenses all in one place.

Extra business tools

Get a card reader, invoice clients, send payment links or create an online store—all from the SumUp app.

Fast setup

Open your business account 100% online. No paperwork. No hassle.

Statements

Stay tax-ready with account statements in either PDF or CSV format.

Easy access

Manage your money admin from the SumUp app or go online to get the bigger picture.

100% secure

We safeguard your money in ring-fenced accounts, so it's protected no matter what.

Fast setup

Open your business account 100% online. No paperwork. No hassle.

Statements

Stay tax-ready with account statements in either PDF or CSV format.

Easy access

Manage your money admin from the SumUp app or go online to get the bigger picture.

100% secure

We safeguard your money in ring-fenced accounts, so it's protected no matter what.

Sending and receiving money

Get a business account and Irish IBAN in minutes to start transferring money to clients and suppliers across the country and the whole SEPA region.

Real-time transfers

Transfer money almost instantly with SEPA Instant Credit Transfer and pay on time, all the time. 100% free of SumUp fees.

Get paid fast

Make a sale with your SumUp card reader, and you’ll have your money in just 1 day. Even on weekends and bank holidays.

Sending and receiving money

Get a business account and Irish IBAN in minutes to start transferring money to clients and suppliers across the country and the whole SEPA region.

Real-time transfers

Transfer money almost instantly with SEPA Instant Credit Transfer and pay on time, all the time. 100% free of SumUp fees.

Get paid fast

Make a sale with your SumUp card reader, and you’ll have your money in just 1 day. Even on weekends and bank holidays.

Free transfers

Make unlimited free bank transfers within the country and across the SEPA zone.

Direct Debits

Set up and manage Direct Debits to pay all your bills and subscriptions with ease.

Standing orders

Got upcoming or recurring payments? Schedule them in advance to avoid any hassle.

Status tracker

Still waiting for a transfer to go through? Easily keep track of it with your payment tracker tool.

Free transfers

Make unlimited free bank transfers within the country and across the SEPA zone.

Direct Debits

Set up and manage Direct Debits to pay all your bills and subscriptions with ease.

Standing orders

Got upcoming or recurring payments? Schedule them in advance to avoid any hassle.

Status tracker

Still waiting for a transfer to go through? Easily keep track of it with your payment tracker tool.

Spending on your business

Pay in shops, apps and online with your free SumUp Card, a prepaid debit Mastercard included with the SumUp Business Account.

Chip & PIN or contactless payments

Use your card wherever Mastercard is accepted—at home, on holiday or online.

Mobile wallet

Link your card to Apple Pay or Google Pay and pay quickly and securely at millions of locations worldwide.

Card security

Can't find your card? Freeze and unfreeze it in the app to keep your money safe at all times.

Spending on your business

Pay in shops, apps and online with your free SumUp Card, a prepaid debit Mastercard included with the SumUp Business Account.

Chip & PIN or contactless payments

Use your card wherever Mastercard is accepted—at home, on holiday or online.

Mobile wallet

Link your card to Apple Pay or Google Pay and pay quickly and securely at millions of locations worldwide.

Card security

Can't find your card? Freeze and unfreeze it in the app to keep your money safe at all times.

Withdrawing cash

Need to get cash out? Find the nearest ATM and withdraw money with your SumUp Card.

Free ATM allowance

Make up to 3 free cash withdrawals a month at any ATM in Ireland. There's then a 2% fee on any further withdrawals that month.

Accepted globally

Travelling or working abroad? Withdraw cash from ATMs worldwide with a 2% fee on all international withdrawals.

Secure card limits

We keep your money protected with secure withdrawal limits. Want to increase your limit? Contact our Support team.

Withdrawing cash

Need to get cash out? Find the nearest ATM and withdraw money with your SumUp Card.

Free ATM allowance

Make up to 3 free cash withdrawals a month at any ATM in Ireland. There's then a 2% fee on any further withdrawals that month.

Accepted globally

Travelling or working abroad? Withdraw cash from ATMs worldwide with a 2% fee on all international withdrawals.

Secure card limits

We keep your money protected with secure withdrawal limits. Want to increase your limit? Contact our Support team.

The perfect match

Made a sale with your SumUp card reader? With a SumUp Business Account, you’ll have your money in just one day—even on weekends and bank holidays.

No extra cost, no catch. Just fast, reliable access to your earnings, 365 days a year. Activate your account in minutes.

Activate my account

FAQs