Maquininhas de cartão com as menores taxas
Na SumUp não há limites em quanto você pode faturar durante o período promocional, o pix é grátis de verdade e você ainda tem o melhor suporte humano do Brasil.
Na SumUp não há limites em quanto você pode faturar durante o período promocional, o pix é grátis de verdade e você ainda tem o melhor suporte humano do Brasil.
Taxas a partir de
Seu primeiro mês com taxas reduzidas.
Depois desse período, seu negócio recebe automaticamente as melhores taxas para o seu perfil.
0%
Pix
0,80%
Débito
2,85%
Crédito 1x
Taxas a partir de
Pix
0%
Débito
0,8%
Crédito 1x
2,85%
Seu primeiro mês com taxas reduzidas.
Depois, suas taxas acompanham o quanto você vende por mês.
Aproveite 30 dias com as melhores taxas
Depois, suas taxas acompanham o quanto você vende por mês.
Até R$20 mil - Receber na Hora
SumUp vs Média da Concorrência
Pix SumUp
0%
Pix Concorrência
0,82%
Débito SumUp
0,99%
Déb. Concorrência
1,98%
Crédito 1X SumUp
3,49%
Crédito 1X Concorrência
3,77%
Receba suas vendas na hora com a conta SumUp Bank
Seja você um autônomo, MEI ou PJ, a conta digital SumUp Bank oferece tudo que você precisa para organizar suas finanças, desde pagamentos até controle de caixa.
LoadingSaiba mais
Uma parceria que vai muito além das vendas
Nós sabemos que a dificuldade de gerir um negócio vai muito além de fazer contas. Para isso, oferecemos soluções que facilitam a sua vida, para você poder focar no que você ama.
Venda do seu jeito. Com a taxa certa pra você.
Pix grátis
0% de taxa sempre
Pix na SumUp é grátis. 100% do valor cai direto na sua conta digital da SumUp.
Link de pagamento
Vender online é mais simples do que parece
Mande o link pro cliente. Venda onde estiver. As taxas do link de pagamento são diferentes das vendas presenciais, dá uma olhada.
Gestão de cobrança
Emita boletos. Fácil. Rápido. Na hora.
Automatize e acompanhe seus pagamentos mais fácil. As taxas dependem do método escolhido.
Tá na dúvida? Bora resolver
Entrou na SumUp? Já tá no plano promocional por 1 mês e com recebimento na hora.
A gente acompanha seu faturamento e ajusta suas taxas na faixa certa. Você sempre fica sabendo antes de qualquer mudança pelos nossos canais oficiais.
FAQs
We keep our pricing simple and transparent, so you don’t have to worry about hidden fees or surprises.
With our default pay as you go option, you only pay when you take a payment:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for all other in-person payments (including American Express and premium cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
Yes, you can accept cash payments easily through the SumUp business app.
There are no transaction fees for cash payments, giving you full flexibility to offer your customers more ways to pay.
No, you’ll only pay for successful transactions.
If a payment is declined, you won’t be charged anything.
With Payments Plus, you enjoy:
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} transaction fees for in-person payments made with domestic debit and credit cards, instead of {{state.embeddedVariables.fees.universalFee}}
- The flexibility to cancel easily online
A fee of {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} applies to premium, international, and American Express cards.
Payments Plus costs:
- {{state.embeddedVariables.plans.paymentsPlus.recurringCost}} per month, or
- €259 per year
There are no long-term commitments, and you can cancel anytime.
SumUp charges a fixed percentage per transaction, depending on your plan and how you take payments.
With the pay-as-you-go option:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for other in-person payments (including premium, international, and American Express cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
SumUp offers simple, transparent pricing with no hidden costs.
With our default pay-as-you-go option:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with all cards, including American Express.
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings, etc.)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit or credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings, etc.)
You can benefit from 0% transaction fees when customers pay with a personal SumUp card.
Every time a customer uses their SumUp card:
- You’re charged 0% fees and keep 100% of the payment
- Your customer earns cashback on their purchase
There’s no setup required—it works automatically for all eligible in-person payments.
It’s a win for your business, a reward for your customers, and a great way to encourage repeat visits.
FAQs
We keep our pricing simple and transparent, so you don’t have to worry about hidden fees or surprises.
With our default pay as you go option, you only pay when you take a payment:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for all other in-person payments (including American Express and premium cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- 0.00% for all in-person payments under €10
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
Yes, you can accept cash payments easily through the SumUp business app.
There are no transaction fees for cash payments, giving you full flexibility to offer your customers more ways to pay.
No, you’ll only pay for successful transactions.
If a payment is declined, you won’t be charged anything.
With Payments Plus, you enjoy:
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} transaction fees for in-person payments made with domestic debit and credit cards, instead of {{state.embeddedVariables.fees.universalFee}}
- The flexibility to cancel easily online
A fee of {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} applies to premium, international, and American Express cards.
Payments Plus costs:
- {{state.embeddedVariables.plans.paymentsPlus.recurringCost}} per month, or
- €189 per year
There are no long-term commitments, and you can cancel anytime.
You can benefit from 0% transaction fees when customers pay with a personal SumUp card.
Every time a customer uses their SumUp card:
- You’re charged 0% fees and keep 100% of the payment
- Your customer earns cashback on their purchase
There’s no setup required—it works automatically for all eligible in-person payments.
It’s a win for your business, a reward for your customers, and a great way to encourage repeat visits.
FAQs
We believe in transparency, so you’ll never encounter hidden costs or surprise fees.
With our default pay-as-you-go option:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for all other in-person payments (including American Express and premium cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. payment links, bookings, or other digital products)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
You’ll only pay per transaction, with no monthly minimums, no hardware rental costs, and no hidden fees.
Yes, you can accept cash payments easily through the SumUp business app.
There are no transaction fees for cash payments, giving you full flexibility to offer your customers more ways to pay.
No, you’ll only pay for successful transactions.
If a payment is declined, you won’t be charged anything.
With Payments Plus, you enjoy:
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} transaction fees for in-person payments made with domestic debit and credit cards, instead of {{state.embeddedVariables.fees.universalFee}}
- The flexibility to cancel easily online
A fee of {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} applies to premium, international, and American Express cards.
Payments Plus costs:
- {{state.embeddedVariables.plans.paymentsPlus.recurringCost}} per month, or
- €189 per year
There are no long-term commitments, and you can cancel anytime.
You can benefit from 0% transaction fees when customers pay with a personal SumUp card.
Every time a customer uses their SumUp card:
- You’re charged 0% fees and keep 100% of the payment
- Your customer earns cashback on their purchase
There’s no setup required—it works automatically for all eligible in-person payments.
It’s a win for your business, a reward for your customers, and a great way to encourage repeat visits.
FAQs
We keep our pricing simple and transparent, so you don’t have to worry about hidden fees or surprises.
With our default pay as you go option, you only pay when you take a payment:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for all other in-person payments (including American Express and premium cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
Yes, you can accept cash payments easily through the SumUp business app.
There are no transaction fees for cash payments, giving you full flexibility to offer your customers more ways to pay.
No, you’ll only pay for successful transactions. If a payment is declined, you won’t be charged anything.
Payments Plus is designed to help you save on transaction fees while keeping things flexible.
With Payments Plus, you get:
- Lower in-person transaction fees (from {{state.embeddedVariables.fees.universalFee}} down to {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}}*)
- Flexible monthly plan that you can cancel anytime
*{{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} applies to debit and credit cards. American Express and premium cards are charged at {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}}.
Payments Plus costs:
- {{state.embeddedVariables.plans.paymentsPlus.recurringCost}} per month, or
- £189 per year (save 17%)
There are no long-term commitments, and you can cancel anytime.
No, with our default pay-as-you-go option, there’s no monthly fee. It’s a flexible option if you run a seasonal business or want full flexibility.
If you’d like to lower your transaction fees, you can choose a paid plan like Payments Plus, which is billed monthly or yearly.
Whichever option you choose, we promise:
- No monthly minimums
- No hardware rental costs
- No hidden fees
SumUp offers simple, transparent pricing with no hidden costs.
With our default pay-as-you-go option:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for in-person payments made with all cards, including American Express.
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit or credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings)
SumUp charges a fixed percentage per transaction, depending on your plan and how you take payments.
With Pay As You Go:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for other in-person payments (including premium, international, and American Express cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
You’ll be able to access your money in your free, included SumUp Business Account by 7am the next day - even on weekends and public holidays.
Your Business Account comes with a free Mastercard that you can then use to spend what you earn.
You can benefit from 0% transaction fees when customers pay with a personal SumUp card.
Every time a customer uses their SumUp card:
- You’re charged 0% fees and keep 100% of the payment
- Your customer earns 5% cashback on their purchase
There’s no setup required—it works automatically for all eligible in-person payments.
It’s a win for your business, a reward for your customers, and a great way to encourage repeat visits.
Tá na dúvida? Bora resolver
Entrou na SumUp? Já tá no plano promocional por 1 mês e com recebimento na hora.
A gente acompanha seu faturamento e ajusta suas taxas na faixa certa. Você sempre fica sabendo antes de qualquer mudança pelos nossos canais oficiais.
Na SumUp, você escolhe quando quer receber, tanto nas vendas presenciais quanto nas online, vem ver:
Recebimento na hora: o dinheiro cai na sua conta SumUp na mesma hora. Até nos fins de semana e feriados. Ideal pra quem tá no corre 24/7 e precisa do dinheiro rápido no caixa.
Recebimento em 1 dia útil (D+1): o valor cai no próximo dia útil. As taxas são mais em conta e combinam melhor com quem tem mais previsibilidade nas finanças.
Você escolhe o prazo direto no app ou painel da SumUp, e pode mudar quando quiser.
Nas vendas presenciais (maquininhas ou Tap to Pay) suas taxas variam conforme o seu faturamento mensal. A lógica é simples: quanto mais você vende, menos você paga.
Olha só como funciona:
- Até R$20 mil/mês → Taxas moderadas, ajustadas pra essa faixa.
- Entre R$20 mil e R$50 mil/mês → Taxas intermediárias
- Acima de R$50 mil/mês → As menores taxas
Tudo isso é atualizado automaticamente. Todo mês. Conforme o seu volume de vendas.
Faturou mais? Suas taxas melhoram. Faturou menos? Elas se ajustam. Sem burocracia. Sem precisar mudar de plano. A gente cuida disso pra você.
💡 Importante: essas regras valem pra vendas presenciais. Link de Pagamento, Checkout e Loja Online têm taxas fixas, independente do faturamento.
As maquininhas da SumUp aceitam as principais bandeiras de débito e crédito: Elo · Visa · Mastercard · Hiper · Hipercard · American Express · Visa Electron · Maestro · VR · Ticket
E com as maquininhas SumUp Solo e Smart, você também aceita pagamento por aproximação (Google Pay, Apple Pay, smartphone ou smartwatch)
Seus clientes pagam do jeito que preferirem.
As tabelas de taxas estão separadas por prazo de recebimento. É só escolher o seu e conferir:
Tá na dúvida? Bora resolver
We keep our pricing simple and transparent, so you don’t have to worry about hidden fees or surprises.
With our default pay as you go option, you only pay when you take a payment:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for all other in-person payments (including American Express and premium cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments
Yes, you can accept cash payments easily through the SumUp business app.
There are no transaction fees for cash payments, giving you full flexibility to offer your customers more ways to pay.
No, you’ll only pay for successful transactions. If a payment is declined, you won’t be charged anything.
Payments Plus is designed to help you save on transaction fees while keeping things flexible.
With Payments Plus, you get:
- Lower in-person transaction fees (from {{state.embeddedVariables.fees.universalFee}} down to {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}}*)
- Flexible monthly plan that you can cancel anytime
*{{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} applies to debit and credit cards. American Express and premium cards are charged at {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}}.
Payments Plus costs:
- {{state.embeddedVariables.plans.paymentsPlus.recurringCost}} per month, or
- £189 per year (save 17%)
There are no long-term commitments, and you can cancel anytime.
No, with our default pay-as-you-go option, there’s no monthly fee. It’s a flexible option if you run a seasonal business or want full flexibility.
If you’d like to lower your transaction fees, you can choose a paid plan like Payments Plus, which is billed monthly or yearly.
Whichever option you choose, we promise:
- No monthly minimums
- No hardware rental costs
- No hidden fees
SumUp offers simple, transparent pricing with no hidden costs.
With our default pay-as-you-go option:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for in-person payments made with all cards, including American Express.
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit or credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. with Payment Links or Bookings)
SumUp charges a fixed percentage per transaction, depending on your plan and how you take payments.
With Pay As You Go:
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.universalFee}} for other in-person payments (including premium, international, and American Express cards)
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
With Payments Plus ({{state.embeddedVariables.plans.paymentsPlus.recurringCost}}/month):
- 0.00% for in-person payments made with a SumUp card
- {{state.embeddedVariables.fees.paymentsPlusCpDomesticEeaConsumer}} for in-person payments made with domestic debit and credit cards
- {{state.embeddedVariables.fees.paymentsPlusCpPremiumInternational}} for in-person payments made with premium, international, and American Express cards
- {{state.embeddedVariables.fees.paymentsPlusCnpOnline}} for online payments (e.g. Payment Links, Bookings, or other digital products)
You’ll be able to access your money in your free, included SumUp Business Account by 7am the next day - even on weekends and public holidays.
Your Business Account comes with a free Mastercard that you can then use to spend what you earn.
You can benefit from 0% transaction fees when customers pay with a personal SumUp card.
Every time a customer uses their SumUp card:
- You’re charged 0% fees and keep 100% of the payment
- Your customer earns 5% cashback on their purchase
There’s no setup required—it works automatically for all eligible in-person payments.
It’s a win for your business, a reward for your customers, and a great way to encourage repeat visits.