Transparent Pricing

Never pay for monthly minimums or hidden fees—ever.

Earn over $10k in monthly revenue? Let us know and we’ll be in touch about a custom rate for your business.

Learn more about custom rates


Only pay-as-you-go one flat 2.75% transaction fee for all swipe, chip, and contactless payments.


When you take payments over the phone or via payment link, you’ll pay 3.25% + $0.15 per remote transaction.


Send unlimited free invoices from the SumUp App, and only pay 2.90% + $0.15 when invoices are paid online.

The SumUp Difference

We know that for small businesses, every penny saved is often re-invested back into building the business. This means even slightly higher card processing fees can have a big impact on your bottom line. That’s why SumUp is proud to offer a flat 2.75% per transaction fee for all in-person swipe, chip, and contactless payments. That’s it. No contracts, no minimums, no complications.

Ongoing Support

Quick and easy online sign-up, plus live US-based phone support for answers whenever you need it

Free SumUp App

Send remote payments and invoices directly from the app, plus customize your product catalog, taxes, and receipts

Safe & Secure

To protect and support our merchants, we operate in accordance with the highest card payment industry security standards.


monthly costs


monthly costs



The Math is Simple

Let’s say you have a lawn mowing service and charge $100 for a medium-sized lawn. If you process your customer’s card payment with your SumUp Card Reader, you would have $97.25 paid to your bank account in 1-2 business days.

One-Time Card Reader Price

  • No monthly contracts, minimums or obligations

  • 30-day money-back guarantee

  • 1 year warranty

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No other recurring costs whatsoever

iOS / Android appFree
Dashboard & reportingFree
Telephone & email supportFree
Payouts to your bank account1-2 days

Looking for a custom rate?

Fill out the form below to talk with a Payments Expert.

Our flat 2.75% per transaction fee for all in-person payments is ideal for businesses that transact less than $150,000 per year and have an average ticket price of less than $20. Transact more than that? Submit your information in the form and we’ll be in touch about a personalized package for your business.

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Free shipping within 4-5 business days. 30-day money-back guarantee.

* 30-day-money-back-guarantee from date of delivery.