Transparent Pricing
Earn over $10k in monthly revenue? Let us know and we’ll be in touch about a custom rate for your business.
Learn more about custom rates
In-Person
Only pay-as-you-go one flat 2.75% transaction fee for all swipe, chip, and contactless payments.
Remote
When you take payments over the phone or via payment link, you’ll pay 3.25% + $0.15 per remote transaction.
Invoicing
Send unlimited free invoices from the SumUp App, and only pay 2.90% + $0.15 when invoices are paid online.
The SumUp Difference
We know that for small businesses, every penny saved is often re-invested back into building the business. This means even slightly higher card processing fees can have a big impact on your bottom line. That’s why SumUp is proud to offer a flat 2.75% per transaction fee for all in-person swipe, chip, and contactless payments. That’s it. No contracts, no minimums, no complications.

Ongoing Support
Quick and easy online sign-up, plus live US-based phone support for answers whenever you need it
Free SumUp App
Send remote payments and invoices directly from the app, plus customize your product catalog, taxes, and receipts
Safe & Secure
To protect and support our merchants, we operate in accordance with the highest card payment industry security standards.
monthly costs
monthly costs
PER IN-PERSON TRANSACTION
The Math is Simple
Let’s say you have a lawn mowing service and charge $100 for a medium-sized lawn. If you process your customer’s card payment with your SumUp Card Reader, you would have $97.25 paid to your bank account in 1-2 business days.

One-Time Card Reader Price
No monthly contracts, minimums or obligations
30-day money-back guarantee
1 year warranty
No other recurring costs whatsoever
Delivery | Free |
iOS / Android app | Free |
Dashboard & reporting | Free |
Telephone & email support | Free |
Payouts to your bank account | 1-2 days |
Looking for a custom rate?
Fill out the form below to talk with a Payments Expert.
Our flat 2.75% per transaction fee for all in-person payments is ideal for businesses that transact less than $150,000 per year and have an average ticket price of less than $20. Transact more than that? Submit your information in the form and we’ll be in touch about a personalized package for your business.
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Order Your SumUp Card Reader Today
Free shipping within 4-5 business days. 30-day money-back guarantee.
* 30-day-money-back-guarantee from date of delivery.