Banking built for your business

Create your free SumUp Business Bank Account* entirely online

Create a SumUp Account to get started

Straightforward sign up

Create your SumUp Business Bank Account* in just a few steps and receive your free SumUp Mastercard* in the mail within 2-3 business days.

Convenient access

Funnel your sales to a SumUp Business Bank Account* to conveniently manage and access your business funds all from the free SumUp App.

Affordable banking

Enjoy affordable, hassle-free banking* with no balance limits, no monthly or annual fees, and no sign up costs.* Plus, get direct payouts within 2 days.

Get a free SumUp Business Bank Account

Sign up entirely online

If you already have an active SumUp Account, send an email to our Support Team at to show your interest in creating a Business Bank Account.* Someone from our team will reach out shortly with next steps.

If you’ve never used SumUp before, or you have in the past but don’t currently have an active account, get started here.

Create a SumUp Account to get started

Affordable banking without the fineprint fees

When you use a free SumUp Business Bank Account*, you get the benefits of traditional banking* and the freedom to manage your funds from anywhere. With zero monthly fees* and no hidden costs, SumUp Business Bank Accounts* are an affordable solution for small businesses.

SumUp Business AccountFree
SumUp Mastercard Debit CardFree
Card Purchases Limit$2,500 / tx
ACH Daily Debit Transfer Limit$1,000 / day
Monthly Fee$0
Overdraft Fee$0
Minimum Balance$0
Start online banking* for free

No annual fees*

US-based support

Same-day ACH transfers

Easy online set up

No upfront costs or charges*

2-day payouts

The SumUp Business Mastercard

When you sign up for a free SumUp Business Bank Account*, you also receive a free SumUp Mastercard Debit Card.* There are no upfront costs, overdraft fees or additional charges to use the card.*

Best of all, you have access to over 55,000 fee-free AllPoint® ATMs across the U.S. With 6 free withdrawals a month, it’s easy and affordable to pay with cash when you need to.

Create a SumUp Account to get started

Questions about the SumUp Business Bank Account?* We can help.


Banking services are provided by Piermont Bank, Member FDIC.