Banking built for your business*

Create your free SumUp Business Bank Account* entirely online

Create a SumUp Account to get started

Straightforward sign up

Create your SumUp Business Bank Account* in just a few steps and receive your free SumUp Mastercard® Debit Card* in the mail within 2-3 business days.

Convenient access

Funnel your sales to a SumUp Business Bank Account* to conveniently manage and access your business funds all from the free SumUp App.

Affordable banking*

Enjoy affordable, hassle-free banking* with no balance limits, no monthly or annual fees, and no sign up costs.* Plus, get direct payouts within 2 days.

Get a free SumUp Business Bank Account*

Sign up entirely online

If you already have an active SumUp Account, send an email to our Support Team at [email protected] to show your interest in creating a Business Bank Account.* Someone from our team will reach out shortly with next steps.

If you’ve never used SumUp before, or you have in the past but don’t currently have an active account, get started here.

Create a SumUp Account to get started

Banking made for your small business*

When you use a free SumUp Business Bank Account*, you get the benefits of traditional banking* and the freedom to manage your funds from anywhere. With zero monthly fees* and no hidden costs, SumUp Business Bank Accounts* are an affordable solution for small businesses.


SumUp Business Account opening


The SumUp Mastercard® Debit Card


Card Purchase

(online, in-store, Apple Pay, Google Pay)

$2,500 per transaction

ACH Daily Transfers

$1,000 per day

Monthly Fee


Overdraft Fee


Minimum Balance


Max ATM Withdrawal Amount

$500 per day

ATM owner/network fees may apply; Locate a surcharge-free Allpoint ATM here

Wire Transfer (Domestic)

1 free per month otherwise $20

Check Issuance


$2,500 per check

Mobile Check Deposit

$1,000 per day

$5,000 per month

No annual fees*

US-based support

Same-day ACH transfers

Easy online set up

No upfront costs or charges*

Next-day payouts

The SumUp Business Mastercard*

When you sign up for a free SumUp Business Bank Account*, you also receive a free SumUp Mastercard Debit Card.* There are no upfront costs, overdraft fees or additional charges to use the card.*

Best of all, you have access to over 55,000 fee-free AllPoint® ATMs across the U.S. With 6 free withdrawals a month, it’s easy and affordable to pay with cash when you need to.

Create a SumUp Account to get started

Questions about the SumUp Business Bank Account?* We can help.

*SumUp is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.

Conditions and exceptions apply — see Deposit Account Agreement. Other fees may apply, see fee schedule above for more information.

The SumUp Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Spend everywhere Mastercard® debit cards are accepted.

Next-day payouts are only available when used alongside your SumUp merchant account.