Straightforward sign up
Create your SumUp Business Bank Account* in just a few steps and receive your free SumUp Mastercard® Debit Card* in the mail within 2-3 business days.
Funnel your sales to a SumUp Business Bank Account* to conveniently manage and access your business funds all from the free SumUp App.
Enjoy affordable, hassle-free banking* with no balance limits, no monthly or annual fees, and no sign up costs.* Plus, get direct payouts within 2 days.
Get a free SumUp Business Bank Account*
- Sign up entirely online
If you already have an active SumUp Account, send an email to our Support Team at [email protected] to show your interest in creating a Business Bank Account.* Someone from our team will reach out shortly with next steps.
If you’ve never used SumUp before, or you have in the past but don’t currently have an active account, get started here.
- Fill out your personal information
- Use the SumUp App to access your Business Bank Account*
Banking made for your small business*
When you use a free SumUp Business Bank Account*, you get the benefits of traditional banking* and the freedom to manage your funds from anywhere. With zero monthly fees* and no hidden costs, SumUp Business Bank Accounts* are an affordable solution for small businesses.
SumUp Business Account opening
The SumUp Mastercard® Debit Card
(online, in-store, Apple Pay, Google Pay)
$2,500 per transaction
ACH Daily Transfers
$1,000 per day
Max ATM Withdrawal Amount
$500 per day
ATM owner/network fees may apply; Locate a surcharge-free Allpoint ATM here
Wire Transfer (Domestic)
1 free per month otherwise $20
$2,500 per check
Mobile Check Deposit
$1,000 per day
$5,000 per month
No annual fees*
Same-day ACH transfers
Easy online set up
No upfront costs or charges*
The SumUp Business Mastercard*
When you sign up for a free SumUp Business Bank Account*, you also receive a free SumUp Mastercard Debit Card.* There are no upfront costs, overdraft fees or additional charges to use the card.*
Best of all, you have access to over 55,000 fee-free AllPoint® ATMs across the U.S. With 6 free withdrawals a month, it’s easy and affordable to pay with cash when you need to.Create a SumUp Account to get started
Questions about the SumUp Business Bank Account?* We can help.
Is SumUp a bank?*
How long does it take to get my free SumUp Mastercard® Debit Card* in the mail?
How can I view my Business Bank Account* details?
How do I fund my Business Bank Account?*
Can I go to any ATM to withdraw money?
Where can I find more information about my SumUp Business Bank Account?*
*SumUp is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.
Conditions and exceptions apply — see Deposit Account Agreement. Other fees may apply, see fee schedule above for more information.
The SumUp Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Spend everywhere Mastercard® debit cards are accepted.
Next-day payouts are only available when used alongside your SumUp merchant account.