4.8
4.4
All you need from an everyday account
Up to 5% cashback on your purchases
Get money back when you spend with your SumUp Mastercard.
Your Virtual Mastercard, ready in seconds
Pay online or in-store instantly with your phone.
Tap with Apple Pay & Google Pay
Add your card to your wallet and pay the easy way.
Spend abroad at the real exchange rate
Use your card worldwide with zero FX fees.
Split bills in a tap
Share costs with friends — no calculators, no awkwardness.
Send money instantly to anyone on SumUp
Move money 24/7, in real time — no transfer fees between SumUp Pay users.
Stay on top of your spending
Set a monthly budget and track your spending down to the penny.
Earn when you share
Refer a friend and you’ll both get £10.
Shared Spaces with friends or family
Save for group trips, birthday gifts, or household bills.
A real card for the real world
Your SumUp Mastercard works anywhere in the world – in shops, restaurants, and ATMs. Do your weekly shop or withdraw cash wherever you are.
Your money in safe hands
Strict identity checks
Built-in security, so you can spend with confidence.
Biometric security
Use Touch or Face ID for a safer way to pay.
E-money institution
Rest easy knowing we’re a fully licensed e-money institution.
Open your account in minutes
Open your account
Have your ID ready — we’ll ask for a photo to help keep your account secure.
Add money in seconds
Add money via bank transfer or card to start spending and sending money.
Tap & earn cashback
Pay with your virtual Mastercard and get instant rewards with every spend.
