Tap to Pay

Your money will appear in your free Business Account the next day at 7am – even on weekends and bank holidays. You can then spend or withdraw your money using your complementary Mastercard.

SumUp keeps pricing simple and transparent. You either have the choice to pay as you go or sign up for our cost-saving Payments Plus plan.

With the pay-as-you-go plan, there’s no monthly cost – you just pay 1.69% per transaction for card reader payments. This is perfect if your sales vary through the year and you want full flexibility with no monthly cost.

If you’re making more than £3,000 per month in payments, you can save on transaction fees by signing up for the Payments Plus plan. It costs £19 per month and reduces your transaction fee to 0.99% for domestic consumer cards. Online payments have a 2.50% fee, and in-person payments with non-EU or corporate cards (including AMEX) have a 1.69% fee. These rates apply to both the pay-as-you go option and the Payments Plus plan.

Getting started with Tap to Pay on iPhone is really simple. To enable it:

• Download the free SumUp app and create your SumUp profile.

• Tap the settings icon in the top right of the app home screen.

• Select 'Tap to Pay on iPhone' and complete the steps to set up.

With Tap to Pay on iPhone, accepting payments is easy:

• Open the SumUp Business app, enter an amount, tap 'Charge', and select 'Tap to Pay on iPhone'.

• Present your iPhone to the customer.

• Your customer holds their card horizontally or their device at the top of your iPhone, over the contactless symbol for a few seconds.

• When you see the 'Done' checkmark, the card read is complete and the transaction is being processed.

With Tap to Pay on iPhone, you can accept the following payment types.

• Visa 

• Mastercard

• American Express

• Discover

• Maestro

• Google Pay

• Apple Pay

Tap to Pay on iPhone currently works on iPhones running the latest iOS. You’ll also need to download the free SumUp Business app.

No, there is no limit to the amount you can accept with Tap to Pay on iPhone. Transactions over the contactless limit will prompt the customer to enter their card PIN directly on your iPhone. Tap to Pay on iPhone is designed to prevent all photo, video, screenshot, and screen-recording features from capturing a customer's card number or PIN.

Yes, Tap to Pay on iPhone transactions are processed in accordance with the highest industry security standards. Apple doesn't store card numbers on your iPhone or on Apple servers, helping to protect your business and customer data. When a payment is processed, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot, and screen recording features from capturing a customer's card number.

No, they're not the same. Tap to Pay on iPhone allows you to accept contactless payments with only your iPhone. Apple Pay is a digital wallet that allows you to make payments after adding your credit or debit card to the wallet app.