Money meets rewards

Spend smarter. Budget better. Earn up to 5% cashback and local rewards. All with a free SumUp account.

Open your free account

Up to 5% cashback every time you spend

Rewarding ways to spend and save

Up to 5% cashback

Get money back when you spend with SumUp.

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Send and receive in seconds

Pay, get paid, and split bills in seconds.

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Shop local, get rewarded

Collect points or stamps when you pay at a SumUp loyalty business.

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Saving made simple

Set money aside in Spaces to budget and save for bills, birthday presents, or city breaks.

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Stay on top of your spending

Set a monthly budget and track your spending down to the penny.

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4.4

Spend where you want, your way

Pay your way with a phone or physical card.

Use your virtual card instantly

Instantly create your virtual card and add it to Apple or Google Wallet for quick payments.

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A card you’ll want to carry

Withdraw cash worldwide and pay in-store with our physical card.

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Worldwide spending, zero fees

Pay abroad with your SumUp Mastercard – no hidden fees, no extra charges.

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“The actual cash and coin is going out the window. The virtual world of money is here! It’s easier than you think and safer too.”

MissDaisy, 24/05/2024 —  App Store review

Your money in safe hands

Strict identity checks

Built-in security, so you can spend with confidence.

Biometric security


Use Touch or Face ID for a safer way to pay.

E-money institution

Rest easy knowing we’re a fully licensed e-money institution.

Open your free account in under 5 minutes

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