Send money in seconds, spend everywhere

Spend anywhere in the world, send money to friends, and get paid in seconds.

Open a free account

Collage: 1) SumUp Pay app bill-split screen showing shared cost and payment statuses; 2) two SumUp Pay purchase notifications (£25.25 at Morrisons, £18 at Uber); 3) purple SumUp Pay virtual Mastercard.

Send money in seconds, spend everywhere

Spend anywhere in the world, send money to friends, and get paid in seconds.

Open a free account

Two SumUp Pay purchase notificationsalongside the purple SumUp Pay virtual Mastercard.

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Person using a smartphone with a digital SumUp card to make a contactless payment on a SumUp card reader, with a transaction summary showing recent cashback rewards from purchases at retailers like Amazon, Nike, and Nani Nails.

Earn while you spend

Get rewarded for everyday purchases with cashback on spending. From your morning coffee to weekend shopping, every payment puts money back in your pocket. The more you use SumUp Pay, the more you earn.

Smiling woman with glasses and braided hair in a top knot, wearing a white tank top and gold necklace.

Your money in safe hands

Strict identity checks

Built-in security, so you can spend with confidence.

Biometric security 

Use Touch or Face ID for a safer way to pay.

E-money institution

Rest easy knowing we’re a fully licensed e-money institution.

Three ways to pay

Icon: Smartphone

Pay anyone with just their phone number

Send money instantly using just a phone number – no bank details needed.

Request money with one tap

Create payment requests and share via text or WhatsApp. Your friends can pay instantly online – no SumUp Pay app required.

Icon: Link in a speech bubble

Pay any Payment Link in one tap

Got sent a SumUp Payment Link from a local business? Tap to open, confirm the amount, and pay.

Open your free account

Get started today