How cashback works
Open a free SumUp Pay account
Download the SumUp Pay app and verify your ID – no credit checks, no paperwork. You’ll get a virtual Mastercard instantly.
Pay anywhere, anytime
Spend with your SumUp Pay Mastercard online or in-store. Add it to Apple Wallet or Google Wallet for fast, contactless payments.
Watch cashback stack up
Every purchase puts 0.5% straight into your dedicated cashback Space. Move it to your main balance when you want to spend it.
A simpler way to save
Your cashback automatically goes into a separate Space, so you can build your balance over days, weeks, and months.
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Get a card in minutes
Set up in minutes, for free
Download the SumUp Pay app, follow the quick sign-up flow and your account is ready – no paperwork, no monthly fees.
Get your free digital card
Tap “Create your card” in the app – your virtual card is available in the app the moment you finish sign-up.
Start spending instantly
Add your card to Apple Pay or Google Wallet and shop online or in-store right away.