Manage your money, your way

Set a monthly budget and track your spending to see where your money goes.

Open a free account

Manage your money, your way

Set a monthly budget and track your spending to see where your money goes.

Open a free account

Insights you’ll actually use

Track your spending by day, week, month, or year, and see which categories you spend most on – helping you spot patterns and savings opportunities in seconds.

Budgets that build themselves

Set a monthly limit and we’ll track your progress automatically. If you’re about to overspend, we notify you in real-time – so you stay on track without lifting a finger.

A Space for all your money

Create Personal and Shared Spaces to set money aside for bills, birthday presents, or your next city break. Set a goal and watch your progress grow every time you add money to the Space.

Open a free account

Get a card in minutes

Set up in minutes, for free

Download the SumUp Pay app, follow the quick sign-up flow and your account is ready – no paperwork, no monthly fees.

Get your free digital card

Tap “Create your card” in the app – your virtual card is available in the app the moment you finish sign-up.

Start spending instantly

Add your card to Apple Pay or Google Wallet and shop online or in-store right away.

Open your free account

Get started today