Money made rewarding

Spend worldwide, split bills in seconds, and save with Spaces. All with a free SumUp Pay account.

Open a free account

Money made rewarding

Spend worldwide, split bills in seconds, and save with Spaces. All with a free SumUp Pay account.

Open a free account

0.5% cashback every time you spend

Everyday spending meets real rewards

0.5% cashback on every purchase

Get money back when you spend with SumUp Pay.

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Mobile ways to manage your money

Pay, get paid, and split bills in seconds.

Explore payments

Rewards for shopping local

Collect points or stamps when you pay at a SumUp loyalty business.

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Saving made simple

Set money aside in Spaces to budget and save for bills, birthday presents, or city breaks.

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Stay on top of your spending

Set a monthly budget and track your spending down to the penny.

Explore insights & budgeting

4.8

4.4

Spend where you want, your way

Tap with your phone, or swipe with a card (coming soon) — your choice.

Use your virtual card instantly

Instantly create your virtual card and add it to Apple or Google Wallet for quick payments.

Explore virtual cards

The purple card for IRL spending (coming soon)

Withdraw cash worldwide and pay in-store with our physical card.

Zero fees on global spending

Pay abroad with your SumUp Pay Mastercard – no hidden fees, no extra charges.

Explore spending worldwide

“The actual cash and coin is going out the window. The virtual world of money is here! It’s easier than you think and safer too.”

MissDaisy, 24/05/2024 —  App Store review

Your money in safe hands

Strict identity checks

Built-in security, so you can spend with confidence.

Biometric security


Use Touch or Face ID for a safer way to pay.

E-money institution

Rest easy knowing we’re a fully licensed e-money institution.

Open your free account in under 5 minutes

Get started today