Payment Systems Regulator Logo

Our card payment service

Payment Systems Regulator Logo

This summary shows our charges for card payments and other important information about our service. You can use this to compare our service with other providers to find the best deal for you. We are required to provide this information by the Payment Systems Regulator.

£
£

Your costs for accepting common individual card payments5

Mastercard

UK based cardDebit2Credit3Business4
In person6
Online7
Phone7

Visa

UK based cardDebit2Credit3Business4
In person6
Online7
Phone7

Additional charges per transaction

Authorisation fee
Authorisation fee

Additional charges per transaction

UK based cardAuthorisation fee
In person6
Online7
Phone7

Other potential transaction charges

Chargerback feeRevival fee
£0£0

Example

If your customer uses a Mastercard personal debit card in person to purchase a £0 item, you would pay:0p (0.00% of £0)+0p (fee for authorisation)=0p
If your customer uses a VISA personal credit card online or by phone to purchase a £0 item, you would pay:0p (0.00% of £0)+0p (fee for authorisation)=0p

Example

If your customer uses a Mastercard personal debit card in person to purchase a £0 item, you would pay:
0p (0.00% of £0)
+0p (fee for authorisation)
=0p
If your customer uses a VISA personal credit card online or by phone to purchase a £0 item, you would pay:
0p (0.00% of £0)
+0p (fee for authorisation)
=0p

Other monthly charges

Point of sale terminal (per terminal per month)£0
Gateway8£0
PCI DSS service fee9£0
Minimum monthly service charge (MMSC)10£0
Payments Plus£0

Other details

Settlement time
Please fill above form

Payment brands accepted

1. The proportion of your transactions represented by each card type.

2. Personal debit cards.

3. Personal credit cards.

4. Business debit cards.

5. These are the most commonly used cards for most merchants. You pay us a percentage of each card payment you receive. This varies depending on the type of card.

6. A card payment where the card, cardholder and merchant are all in the same place.

7. A card payment where the card, cardholder and merchant are not all in the same place.

8. A service for capturing and transferring payment data.

9. Charges relating to your compliance with card security and anti-fraud standards.

10. Amount payable if your monthly transaction charges do not meet a minimum agreed amount.