Each of the options available on the market provide different benefits, meaning the answer to this question is highly dependent on what you as a small business owner value most. SumUp is the best choice for small business owners seeking the lowest transaction fees, the ability to use their card reader abroad and intuitive cash flow management features within a simplified all-in-one system.

At SumUp, we pride ourselves on offering the lowest transaction fees and cheapest standalone card readers out of any comparable alternative on the market. Our customers consistently praise our offering for low service fees and highly accessible start-up costs, making it ideal for fledgling startups, solopreneurs, and contractors.

Our customers consistently praise SumUp card readers’ global flexibility as one of their favourite features. Merchants have the ability to use our card readers outside the UK without the need for complex setup processes or additional paid services - making us the ideal solution for small business owners planning for international expansion.

SumUp comes with a wealth of additional features which aren’t available through Square or Zettle, including: 

• Free unlimited mobile data plan

• Payout processing available on weekends and bank holidays

• A free business account and prepaid Mastercard

Furthermore, we provide all of these features at one of the lowest price points in the modern market, with transaction fees, card readers, and additional hardware offering incredible value to our merchants. 

Your money will appear in your account the next working day by 4 pm.

You also want to receive next day access to your earnings on weekends and bank holidays? Use the free SumUp Business Account as your payout account – and get next-day access to your earnings by 7 am.

Card readers typically charge between 1% and 2% of the transaction’s value, depending on factors like the type of payment being made and the locality of the customer’s payment card. We offer one of the cheapest base transaction fees of all providers at 1.69%, lower than Square.