All-in-one POS and payment solutions for restaurants

Yes, you can. With SumUp’s card readers and Tap to Pay, you can accept card payments anywhere — whether you're at the table, on a terrace, at a food stall or catering an event. No cables, no bulky hardware, no hassle.

This flexibility makes SumUp one of the most convenient payment solutions for restaurants, especially for businesses that value mobility and speed of service. It’s perfect for accepting contactless payments in restaurants, supporting all major debit and credit cards, as well as digital wallets like Apple Pay and Google Pay.

If you’re looking for a card machine for restaurant use that adapts to your space — not the other way around — SumUp is built to go wherever your service happens.

With SumUp card readers, you can accept all major debit and credit cards, as well as contactless payments like Apple Pay and Google Pay — essential features in any payment processing for restaurants.

You can find a full list of accepted payment methods here:

• Visa

• V Pay

• Mastercard

• Maestro

• American Express

• Discover

• Diners Club

• Union Pay

• Google Pay

• Apple Pay

Most restaurants use a restaurant management system that brings together a POS system, card machines and payment software to manage orders, payments and reporting in one place.

These modern payment solutions for restaurants help streamline both front-of-house and back-office tasks, keeping service smooth and efficient even during the busiest shifts.

A good POS system for restaurants should also adapt to different types of businesses — from fast food chains and food trucks to pizzerias, bars and bakeries — helping each one run smoothly based on their specific pace and setup.

SumUp for restaurants offers a flexible and easy-to-use system designed to meet those varied needs. 

For businesses looking for a budget-friendly option, the cheapest card reader connects to your phone via Bluetooth and is ideal for cafés, food trucks or quick-service counters. If you run a smaller venue and want something independent and portable, the card reader for small business has built-in connectivity and works without a smartphone. And for restaurants that need more advanced features, the portable card terminal lets you manage items, take orders and accept payments, all in one device.

No matter your business type or setup, SumUp delivers reliable payment processing for restaurants, built for speed, simplicity and flexibility — so you can focus on what matters most: running a great service.

The best POS system for restaurants is one that’s fast, intuitive and built to handle the pace of a busy service. A strong restaurant POS system should go beyond processing payments — it should help manage tables, split bills, track inventory, monitor sales, and support staff coordination, all in real time.

It’s also essential that the system supports contactless payment in restaurants, integrates easily with your menu and hardware, and provides access to clear, actionable data — especially for business owners who need full visibility and control over their operations.

SumUp for restaurants offers a complete and flexible solution designed for small and mid-sized businesses. Whether you're managing a food truck, bakery, pizza shop or full-service dining room, our system adapts to your workflow. With SumUp payments for restaurant operations and hospitality, everything is connected, from taking the order to finalising the payment.

To give you even more control, you can link your POS directly to the free Business Account, helping you manage cash flow efficiently with next-day payouts, even on weekends and holidays. This all-in-one setup makes SumUp one of the most powerful and practical restaurant solutions available today.

Contactless payment in restaurants is one of the safest and most convenient methods for both customers and staff. With SumUp, guests can tap their card, phone or smartwatch — minimising contact while ensuring that every transaction is encrypted and secure.

If you’re looking for payment solutions for restaurants that prioritise safety and speed, SumUp offers a great alternative to traditional card swiping. It’s the ideal choice for businesses that value hygiene and security as part of the dining experience.

POS software for restaurants is more than just a way to take payments — it's the central brain of your daily operations. It connects what happens at the table, the counter and the kitchen, helping you reduce wait times, improve accuracy and deliver a smoother experience for both staff and customers.

The most effective systems also generate insights: they show you what sells best, when you’re busiest and where you can optimise costs. With the right software, restaurants of all sizes — from fast food to fine dining — can run smarter, not just faster.

With SumUp’s central dashboard, you can monitor all your transactions — whether it's a card payment at the counter or an invoice for a private event. Everything is stored in one place, which is a huge advantage when managing payment processing for restaurants.

If you opt for SumUp’s pay-as-you-go, you will incur no monthly charges and you will pay a standard 1.69% for card reader payments. So if your business is closed, you won’t incur any fees.

Alternatively, businesses can save money by opting to use our payments plan, Payments Plus.

Your money will appear in your account the next working day by 4 pm.

You also want to receive next day access to your earnings on weekends and bank holidays? Use the free SumUp Business Account as your payout account – and get next-day access to your earnings by 7 am.