Compare our Business Accounts. Pick your plan.

When you compare business accounts, start with the essentials your business relies on every day. 

Look at account charges, payment tools, cards for spending and how easily you can send or receive money. It’s also important to consider how the account supports your workflow. Features like instant transfers, fast payouts and simple tools for organising your finances make daily operations easier. 

The SumUp Business Account comparison helps you review these features side by side, so you can see which plan best fits your business needs.

Before opening a business account, think about how you’ll use it day-to-day. The best setups bring everything together – from how you take payments to how you receive your payouts, how you invoice, manage your team, your bookings and your expenses. 

With SumUp, your business account is part of a connected ecosystem – so you can run your whole business from one place.

Business account charges depend on the services included in the account. Some providers charge monthly account fees, transaction fees or additional costs for cards, cash deposits or transfers. It’s important to compare these charges when choosing a business account. 

SumUp keeps business account charges simple and completely transparent. The free SumUp Business Account has no monthly fee, while Business Account Plus offers additional features for a fixed monthly price.

Opening a SumUp Business Account is free. There’s no monthly or annual fee, and you won’t pay to send or receive money or set up Direct Debits. Start with the free business account and upgrade to Plus anytime as your business grows. You can try Business Account Plus free for 30 days - giving you time to explore the extra features and see if it’s the right fit for your business before paying anything.

The free SumUp Business Account gives you the essentials to receive payments, send transfers and manage your money. Business Account Plus builds on these basics with additional features for growing businesses, including multiple cards, extra balances, lower cash deposit fees and priority support. Both plans connect seamlessly with the SumUp ecosystem, so you can manage payments, payouts and your whole business in one place.

A business account comparison helps you see which plan matches your business needs. The free SumUp Business Account suits businesses getting started and managing simple day-to-day finances. Business Account Plus is designed for businesses with more moving parts – like managing team spending and organising expenses more clearly. If your operations are expanding, Business Account Plus gives you the extra tools to stay organised and in control.